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Give customers more ways to buy
Pay in 4 and PayPal Credit1 are included in PayPal Checkout, so you can start offering customer financing immediately.
A win for your customers
Payment Flexibility
You get paid up front, while your customers pay later.
Most trusted pay later brand
Rated most trusted brand across buy now, pay later providers.2
Interest-free choice
With Pay in 4, your customers have an interest-free option to buy now and pay later.3
Purchasing Power
With the ability to spread payments over time, purchases can become more affordable.
A win for your business
Increased sales
Give shoppers more spending power and you can help boost your average order values.
No additional costs
Pay Later offers are included in your existing PayPal rate.4
Easy promotion
Add dynamic Pay Later messaging to your site with a single integration.
NextGen shoppers
Connect with active millennial and Gen Z PayPal shoppers around the globe.
Here’s how it works
Show dynamic Pay Later messaging on your site
With Pay in 4 and PayPal Credit, you can help customers buy what they need when they need it. After setup, dynamic messaging will display the most relevant Pay Later offer to your customers.
Your customer selects their best option
Flexible Pay Later options help your customers make their purchases today.
Customers get clear payment information
And there are no application fees for consumers and no additional costs for your business.
PayPal does the rest
Once the order is processed, you get paid up front. And PayPal takes care of collecting payments from your customers.
Seamless Setup
Already have a AspDotNetStorefront Store?
Log in to your account to activate Pay Later
Ready to set up a new Store?
Sign up for a new store and set up PayPal Checkout to start accepting and promoting Pay Later offers.
Sign Up
1PayPal Credit is subject to consumer credit approval.
2An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.
3About Pay in 4: Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee
4Standard pricing applies. Find out more about fees here.
5Online study commissioned by PayPal and conducted by Logica Research in May 2020 involving 2,000 U.S. consumers, half were PayPal Credit users and half were non-PayPal Credit users.
6Average lift in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without, 2019 PayPal internal data.
7Q2 2021 Earnings Report July 28th 2021.
2An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.
3About Pay in 4: Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee
4Standard pricing applies. Find out more about fees here.
5Online study commissioned by PayPal and conducted by Logica Research in May 2020 involving 2,000 U.S. consumers, half were PayPal Credit users and half were non-PayPal Credit users.
6Average lift in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without, 2019 PayPal internal data.
7Q2 2021 Earnings Report July 28th 2021.